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First Time Home Loan

in Article/marketing/Review by

There will be a time in your life when you would consider a first loan. A first time home loan is generally contracted by people wishing to buy a home, so getting your first loan will be an important step in your life.
In order to have your first time home loan you can consider FHA loans which will provide you with mortgage insurance. When it comes to a home loan the good thing about FHA loans is that you will only need to pay 3.5% down payment. In order to have your first loan and be qualified for an FHA loan, your credit history must be clean and you have to earn a certain income.

You can also resort to conventional loan products regarding your first loan. Thus these products may require low down payment (instead of the usual 20%). Another first time home loan solution is the piggyback loan. The catch is that your down payment and this loan are combined to reach the 20% conventional mortgage demands for. Getting your first loan thus can be easy if you know just how you can get one contracted very easily.

There is also another path for your first time home loan, private mortgage insurance. You must be aware of PMI when considering buying a house, for you may need it if you apply for low down payment mortgage. You will be able to have your first time home loan and this is usually necessary for mortgages with down payment that is less than 20%. What’s best about this is that if you have your mortgage paid reaching 20% home equity, you will be allowed by most lenders to have your insurance canceled. Always make sure to consider the odds before engaging into something like this.

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ClickBank Direct Deposit to US Bank Completed

in Affilliate/clickbank/Fun/Indonesia/Internet by

A couple days ago, I change my payment method in ClickBank from check to direct deposit.

Please view my post: ClickBank Direct Deposit Enable For My Account.

Fortunately, ClickBank sent payment on July 15, 2009 and I got my money in my us bank account on July 15, 2009 also. Great!

ClickBank Payment History

clickbank-payment-history

US Bank Statement

us-bank-statement

Summary

There are some important notes:

  • ClickBank sent payment on July 15, 2009 and I got my money in my us bank account on July 15, 2009 also.
  • There is no fee for this payment. As you know, there is fee for check payment method.

Well doneā€¦ Have a great day!

Western Union now available in Indonesia

in Adsense/Indonesia/Monetize by

After waiting for so many many time, finally Western Union now available in Indonesia. That’s really great news for Indonesian publisher who make money from Adsense.

Thanks to Adsense for your kindly to enable this feature for Indonesian publisher =)

We’re excited to introduce Western Union Quick Cash as a new payment method for Indonesia! Western Union Quick Cash is a new form of payment that lets you receive your AdSense payments in cash using the worldwide Western Union money transfer service. This payment method is quick, easy, and free.
Best of all, you’ll no longer need to wait for checks to arrive in the mail or to clear at the bank.

Some things to note:

  • Payments by Western Union follow our normal payment schedule (https://www.google.com/adsense/support/bin/answer.py?answer=9905) and will be available for pickup at your local Western Union agent the day after they are issued.
  • Payments by Western Union are currently only available to individual payee names and not to businesses.
  • Payments must be picked up within 60 days of issuance or they will expire. If this happens, a payment hold will be placed on your AdSense account and the payment will be credited back to your account.
  • Payments will be made in US dollars, but depending on your local Western Union agent, they may be picked up in your local currency.

To sign up for this new payment method, please follow these instructions: https://www.google.com/adsense/support/bin/answer.py?answer=62330.

When signing up, if you do not have a last name, surname, or family name, please leave the ‘Payee Last Name/Surname/Family Name’ field blank.

Once you’ve signed up for the Western Union Quick Cash payment method, you can learn more about how to pick up your Western Union payment here: https://www.google.com/adsense/support/bin/answer.py?answer=65789 .

If you’d like more information about this payment method, we recommend visiting our Help Center
(https://www.google.com/adsense/support/bin/topic.py?topic=10830). If you have any feedback about your experience this month, please do not hesitate to share it with us.

Happy earning money from Adsense…

[Source – Google Adsense email]

Update: Official news you can view from Adsense Blog: Payments by Western Union now available in Indonesia.

Google AdSense Adds Western Union Option to additional Countries

in Adsense/Google/Indonesia/Monetize by

Google had announced that they have expanded Western Union payment to the following five countries, Bulgaria, Egypt, Lithuania, Morocco, and Taiwan.

Western Union payments are also currently available in other countries, including Argentina, Chile, China (Mainland), Colombia, Malaysia, Pakistan, Peru, Philippines and Romania.

If you’re located in one of these countries, you’ll be able to pick up your AdSense payments in cash at your local Western Union agent. This payment method is free, and you’ll no longer need to wait for checks to arrive in the mail or to clear at the bank.

Please keep in mind that in order to pick up your payment, you’ll need to present a government-issued ID that matches your AdSense payee name. If you need to update or correct the payee name listed in your account, please fill out our online form. In addition, we’d like to note that payments by Western Union Quick Cash are only available to individual payee names, but not to businesses.

Well, there are a lot of Western Union agent in Indonesia. But unfortunately, Western Union payment is still not available for us, Indonesian. Hopefully next expansion, Indonesia will be include to the countries that can use Western Union for Adsense payment =)

Have a great day!

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